Work with a Reliable & Experienced Small Medium Enterprise (SME) / Business (SMB) Banking Development Company

Work with Reliable & Experienced

  • Reach your goals supported by a 400+ person team of Developers, Architects & Analysts, Data Engineers, and Data Scientists.
  • Enterprises & Scaleups in the Financial, Industrial, Consumer, and Technology sectors rely on us to achieve their business goals.
  • European and American clients ensure operational excellence with us as a remote European nearshore partner HQ'ed in Poland.
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Small Medium Enterprise (SME) / Business (SMB) Banking Development
Logo ITMAGINATION Client BNP ParibasParamount LogoDanone LogoGreenlight ITMAGINATION Customer / Client
Logo ITMAGINATION Client Variant 2Orange ITMAGINATION ClientCredit Agricole ITMAGINATION ClientEurofins ITMAGINATION ClientTikkurila ITMAGINATION ClientDNB (Danske Bank) ITMAGINATION Client
mBank ITMAGINATION ClientCashback World ITMAGINATION ClientDNB (Danske Bank) ITMAGINATION ClientGenerali Insurance ITMAGINATION ClientPayU ITMAGINATION ClientCD Projekt Red  ITMAGINATION Client

What our clients say

David McGowan
SVP, Chief Information Officer (CIO) of Global Commercial Services. Previously CTO at Kabbage, Acquired by AmEx
"Kabbage’s (Acquired by American Express) partnership with ITMAGINATION has been instrumental in completing our goals."

ITMAGINATION has helped support our internal engineering teams implement numerous major projects and features for Kabbage.

Their project managers and software engineers were able to quickly learn our domain processes and technologies to immediately provide value. We recommend ITMAGINATION as a professional provider of Software Engineering services.
What sets our relationship apart is the partnership approach; it's not just about staff augmentation. Over the past 1.5 years, we've built a level of trust that allows us to work seamlessly, with ITMAGINATION adapting well to our internal processes and holding professional weekly meetings to ensure our cooperation is on track.

For anyone looking to partner with a technology firm, my advice would be to focus on reliability and the ability to provide the right talent pool and expertise - this is something that ITMAGINATION has done for us time and time again as a reliable technology partner.
Dennis Priess
Head of Mobile Engineering & QA
Logo ITMAGINATION Client BNP Paribas
Małgorzata Dąbrowska
RB/PF IT Line Managing Director
"We fully recommend ITMAGINATION as a trustworthy business partner and creator of dedicated IT solutions."

ITMAGINATION has been cooperating with BNP Paribas since 2012. The company has completed many initiatives with the bank, providing and implementing software that was developed especially for our needs.

Over the course of multiple projects, ITMAGINATION proved itself as a professional partner.
Dorota Poniatowska-Mańczak
Chief Innovation Officer
"ITMAGINATION has a professional team that delivers high-quality software."

We recommend ITMAGINATION as a trustworthy business partner and creator of dedicated IT solutions.

The main project created by ITMAGINATION for our company was implemented very quickly – in only 13 months.

We have been cooperating with ITMAGINATION since 2016. Among other services, we have hired out the company's technology consultants for our needs.
Logo ITMAGINATION Client Hochland
Robert Pernak
Pricing Manager
"ITMAGINATION was an effective and reliable partner with extensive experience in the field."

ITMAGINATION was invited to participate in the RFP process which they won after showing that they clearly understand our needs, have top-notch expertise both in our sector (FMCG), as well as the technologies used (BI and Data Warehousing) and their pricing model is optimal.

They had a very persuasive way of communicating proposed solutions.
Luma Financial Technologies Logo Dark
David Wood
Managing Director
"ITMAGINATION's team was able to understand our business needs and set up a development team quickly and to a high quality."

Thanks to ITMAGINATION’s flexibility and professionalism, we were able to onboard their developers quickly and start cooperation within only a few weeks after we reached out to them.

We have a true partner relationship, and we trust their expertise. They efficiently support work on our platform and help us release new features quickly and reliably.
Armadillo.one Logo
Michae Wolf
Chief Technology Officer (CTO)
"The  team has been great to work with, they are direct communicators, open to  feedback and work hard to build a great product."

We are very in sync about how  to improve the team and our processes. It has been very refreshing to partner  with ITMAGINATION to build up our backlog of things to do and to prioritize  together.

Involvement and engagement by the ITMAGINATION leadership team has  been great. They set up structured check-ins with our company leadership, and  have kept us constantly looped in on the team’s progress.
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Small Medium Enterprise (SME) / Business (SMB) Banking Development Services Tailored for Enterprises

Expense Management

Seamless Payroll Management Solutions

Provide advanced payroll management solutions, enabling SMEs to efficiently handle employee payments. These solutions streamline payroll processes, ensuring accuracy and compliance with regulatory standards.

Comprehensive Expense Management for SMEs

Provide an all-in-one expense management solution for SMEs. This service helps businesses track and control expenses, improving financial efficiency and planning.

Flexible Loans & Factoring Services Tailored for SMEs

Offer a range of loans and factoring services designed to meet the unique financial needs of SMEs. These solutions provide businesses with the necessary capital to grow and succeed.

Complex Ecosystem Integrations

Seamless Efficiency with Custom API Integration Services

Our custom development expertise guarantees seamless integration of your factoring solutions with existing financial systems and software, maintaining smooth operations.

These integrations foster a unified financial ecosystem, enhancing operational efficiency, reducing errors, and streamlining processes - thereby offering a seamless user experience for your customers.

Complex Integrations for Diverse SME Systems

Offer complex integration services with various external systems, catering to the diverse technological needs of SMEs. This versatility enhances operational efficiency.

Transactions Solutions (Including Cross-Border)

Dynamic Currency Conversion for International Transactions

Equip SMEs with dynamic currency conversion services, facilitating smooth international transactions. This feature allows businesses to deal with global clients and suppliers more effectively, by providing real-time currency exchange.

Efficient Transactions & Exchange Services for SMEs

Facilitate smooth and efficient transaction and exchange services, catering to the dynamic needs of SMEs. This feature ensures seamless financial operations for businesses.

Account & Reporting Features

Customizable Business Account Features

Offer SMEs the ability to customize their business banking accounts with features that suit their specific needs. This flexibility ensures that each business can optimize its banking experience for maximum efficiency and convenience.

Custom Financial Reporting for Industry-Specific Needs

Develop custom financial reporting tools that cater to the specific needs of various industries. This approach ensures that SMEs receive relevant and actionable financial insights.

Tax, Regulatory, and Compliance Solutions

Automated Tax Filing and Management Services

Simplify tax management for SMEs with automated tax filing and management services. These tools help businesses stay compliant with tax regulations while reducing the workload associated with tax preparation and filing.

Streamlined Regulatory Reporting for SME Compliance

Offer specialized regulatory reporting tools to help SMEs stay compliant with industry standards. These tools simplify the reporting process, reducing the administrative burden on businesses.

Enhanced Compliance Reporting for SMEs

Provide advanced compliance reporting services, aiding SMEs in adhering to legal and regulatory requirements. This feature ensures that businesses stay informed and compliant.

Invoicing & Cashflow Solutions

Streamline Invoicing with Integrated Solutions

Offer seamless invoicing capabilities, integrating with popular invoicing providers. This service simplifies billing processes, saving time and improving accuracy for SMEs.

Enhanced Credit Assessment for SMEs

Offer sophisticated credit assessment tools tailored for small and medium enterprises. These services enable SMEs to evaluate credit risks accurately, enhancing their decision-making process and financial stability.

Identity, KYC, and AML Solutions

Comprehensive KYT/KYC Capabilities for SMEs

Implement robust Know Your Transaction (KYT) and Know Your Customer (KYC) capabilities, ensuring compliance and security for SMEs and maintaining the integrity of their financial transactions. This implementation also helps with onboarding new SMEs to your SMB banking platform.

Reliable Identity Verification for Secure SME Banking

Implement a dependable identity verification system, ensuring secure and trustworthy banking experiences for SMEs.

Risk Management and Mitigation Services

Provide comprehensive risk management and mitigation services for SMEs. These tools help businesses identify potential risks and develop strategies to minimize their impact.

Comprehensive Business Reporting Tools

Optimize Cash Flow with Management & Reporting Tools

Provide SMEs with comprehensive cash flow management and reporting tools, offering real-time insights for better financial decision-making. These services empower businesses to maintain a healthy cash flow, ensuring stability and growth.

Gain Insights into Profit & Loss with Detailed Reporting

Offer detailed P&L insights and reporting tools for SMEs. These services help businesses understand their financial performance, guiding better strategic decisions.

Robust Financial Forecasting and Planning Tools

Provide SMEs with advanced tools for financial forecasting and planning. These services enable businesses to predict future financial scenarios, aiding in strategic planning and resource allocation.

Merchant & e-Commerce Integrations

Specialized Merchant Services for SMEs

Tailor merchant services to meet the unique needs of SMEs. These services include payment processing solutions, point of sale systems, and other tools to enhance sales and customer experience.

e-Commerce Integration for SME Banking

Offer seamless e-Commerce integration for SME banking, enabling businesses to manage their online sales and financial transactions effectively within a single platform.

Banking & Payment Systems Integrations

Effortless Integration with Banking as a Service Providers

Provide easy integration solutions with various banking as a service providers. This feature enables SMEs to access a wide range of financial services through a unified platform.

Innovative Card Issuing and Management for SMEs

Provide state-of-the-art card issuing and management services, including virtual cards, tailored for SME banking needs. This feature offers convenience and flexibility for businesses.

Advanced Security Measures for SME Banking

Implement advanced security measures to protect SMEs' financial data and transactions. This commitment to security builds trust and ensures a safe banking environment for businesses.

Tailored Investment Solutions for SME Growth

Provide customized investment solutions for SMEs, helping them explore and capitalize on growth opportunities. These services support long-term business success.

SME-Focused Financial Education and Training

Provide financial education and training programs specifically designed for SME owners and employees. This initiative empowers businesses with the knowledge and skills needed for effective financial management.

AI-Driven Market Analysis and Insights

Utilize AI technology to offer SMEs market analysis and insights. These services provide businesses with a competitive edge by equipping them with data-driven market trends and consumer behavior analysis.

Dedicated SME Advisory and Consultation Services

Offer specialized advisory and consultation services for SMEs. This support helps businesses navigate financial challenges, explore growth opportunities, and make informed decisions.

Our experts help clients accelerate digital innovation to achieve their technical and business goals

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NFG

Automated Factoring, Reverse Factoring, And Credit Risk Assessment

NFG introduced the first Factoring & Reverse Factoring services on the Polish market, integrating with many economic intelligence agencies. Thanks to using cutting-edge technologies, in cooperation with our team at ITMAGINATION, they created a decision engine that automates most of the tasks related to customer service.

NFG (National Guarantee Fund) is a modern financial institution that specializes in providing services for micro and small enterprises in factoring. NFG belongs to the Kaczmarski Group(including KRD, KRD BIG, Rzetelna Firma, Kaczmarski Inkasso).

Interested in how we can support you?

Watch our intro video!

Partners & Certifications

Microsoft Gold Partner Certification 2021 for ITMAGINATION
ISO 9001 ITMAGINATIONISO-IEC 27001:2013 ITMAGINATION

15+

Years On The Market

550+

Successful Projects

5+ Years

Avg. Client Tenure

400+

People On Board

90th

Percentile NPS

4.7 Stars

Glassdoor Rating

Not sure whether there's a fit before committing to a call? We totally understand and we've got you covered.

FAQs

Frequesntly Asked Questions About Small Medium Enterprise (SME) / Business (SMB) Banking Development Services

Where are you located?

ITMAGINATION is based in the heart of Europe in Poland.

Our headquarters is located in Poland in Warsaw's city center, but we are a remote-first company where our team works from 20 countries across the European Union.

Let's Talk About Your Project!

Agnieszka Pałka
Delivery Director
ITMAGINATION LinkedIn
Lidiia Tkachenko
Senior Client Partner
ITMAGINATION LinkedIn
Hisham Itani
Client Partner
ITMAGINATION LinkedIn
If you're interested in exploring how we can work together to achieve your business objectives & tackle your challenges - whether technical or on the business side, please reach out and we'll arrange a call!

Our Team Is Trusted By

Logo ITMAGINATION Client BNP ParibasDanone LogoLogo ITMAGINATION Client HochlandParamount LogoOrange ITMAGINATION ClientSantander ITMAGINATION ClientCredit Agricole ITMAGINATION ClientSkanska ITMAGINATION CustomerDNB (Danske Bank) ITMAGINATION ClientGreenlight ITMAGINATION Customer / Client
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